:root {
  --primary: #1b3a57;
  --accent: #1f8ef1;
  --light: #f5f7fb;
  --text: #1f2933;
  --muted: #6b7280;
  --success: #1e8e3e;
  --error: #d93025;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: 'Inter', sans-serif;
}

body {
  color: var(--text);
  background: #ffffff;
  line-height: 1.6;
}

.container {
  width: min(1100px, 92%);
  margin: 0 auto;
}

.site-header {
  background: #ffffff;
  border-bottom: 1px solid #eef2f6;
  padding: 20px 0;
  position: sticky;
  top: 0;
  z-index: 10;
}

.header-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.logo {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--primary);
}

nav a {
  margin-left: 16px;
  color: var(--muted);
  text-decoration: none;
  font-weight: 500;
}

nav a:hover {
  color: var(--primary);
}

.hero {
  padding: 80px 0 60px;
  background: var(--light);
}

.hero-grid {
  display: grid;
  gap: 32px;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  align-items: center;
}

.badge {
  background: rgba(31, 142, 241, 0.1);
  color: var(--accent);
  padding: 6px 14px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  display: inline-block;
  margin-bottom: 12px;
}

.hero-content h1 {
  font-size: clamp(2rem, 3vw, 3rem);
  margin-bottom: 16px;
  color: var(--primary);
}

.hero-content p {
  color: var(--muted);
  margin-bottom: 24px;
}

.btn-primary,
.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 28px;
  border-radius: 8px;
  border: none;
  text-decoration: none;
  font-weight: 600;
  cursor: pointer;
}

.btn-primary {
  background: var(--accent);
  color: white;
  box-shadow: 0 12px 24px rgba(31, 142, 241, 0.25);
}

.btn-secondary {
  background: var(--primary);
  color: #ffffff;
}

.hero-card {
  background: #ffffff;
  padding: 28px;
  border-radius: 16px;
  box-shadow: 0 20px 40px rgba(15, 23, 42, 0.08);
}

.hero-card ul {
  list-style: none;
  margin-top: 16px;
  color: var(--muted);
}

.hero-card li {
  margin-bottom: 10px;
}

.hero-stats {
  display: flex;
  gap: 24px;
  margin-top: 24px;
}

.hero-stats strong {
  display: block;
  font-size: 1.4rem;
  color: var(--primary);
}

.features {
  padding: 60px 0;
}

.features h2 {
  margin-bottom: 32px;
  color: var(--primary);
}

.feature-grid {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}

.feature-grid article {
  padding: 24px;
  border-radius: 12px;
  background: #ffffff;
  border: 1px solid #eef2f6;
}

.feature-grid h4 {
  margin-bottom: 12px;
}

.cta {
  padding: 50px 0 80px;
}

.cta-box {
  background: var(--primary);
  color: #ffffff;
  padding: 32px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.form-section {
  padding: 60px 0 80px;
  background: var(--light);
}

.form-container {
  background: #ffffff;
  padding: 32px;
  border-radius: 16px;
  box-shadow: 0 12px 32px rgba(15, 23, 42, 0.08);
}

.form-header {
  margin-bottom: 24px;
}

.credit-form {
  display: grid;
  gap: 20px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

label {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-weight: 500;
  color: var(--primary);
}

input,
select,
textarea {
  padding: 12px 14px;
  border-radius: 8px;
  border: 1px solid #d7dde5;
  font-size: 0.95rem;
}

textarea {
  resize: vertical;
}

label.full {
  grid-column: 1 / -1;
}

.error {
  color: var(--error);
  font-size: 0.85rem;
}

.alert {
  padding: 14px 16px;
  border-radius: 8px;
  margin-bottom: 20px;
}

.alert-error {
  background: rgba(217, 48, 37, 0.1);
  color: var(--error);
}

.alert-success {
  background: rgba(30, 142, 62, 0.1);
  color: var(--success);
}

.site-footer {
  padding: 30px 0;
  background: #0f172a;
  color: #ffffff;
}

.footer-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.footer-links a {
  color: #ffffff;
  margin-left: 16px;
  text-decoration: none;
  font-size: 0.9rem;
}

@media (max-width: 768px) {
  nav a {
    margin-left: 8px;
  }

  .cta-box {
    flex-direction: column;
    text-align: center;
  }

  .hero-stats {
    flex-direction: column;
  }
}